Artists, Crafters, and Tradesmen Insurance

Insurance for artists, crafters, handmade jewelers, sculptors, clothing vendors, potters, art & craft show vendors, and more.

What does the policy include?

Show Policy

  • Damage to Premises
  • General Liability

Annual Policy

  • Personal and Advertising Injury
  • Business Personal Property
  • Damage to Premises
  • General Liability
  • Products-Completed Operations
  • Optional: Professional Liability

How much is the premium?

Show Policy

Pricing (for consecutive days)

1 - 3 Days


4 Days


5 Days


6 Days


7 Days


Up to 90 Days


Annual Policy


$0 - $50,000 in Annual Sales


$50,000 - $100,000 in Annual Sales


Optional Professional Liability


Raise BPP limits to $10,000/$50,000


Is there a deductible?

There is no deductible for the show policy. The annual policy has a $250 business personal property deductible and a $1,000 professional liability deductible.

Eligible classes of business

The show policy targets insureds attending:

  • Art Festival
  • Craft Fairs
  • Farmers Markets
  • Seasonal Fairs/Shows
  • Trade Shows

The annual policy targets insureds with the following operations:

  • Apparel
  • Art Work
  • Artists/Painters (Not for Home & Commercial Painting Companies)
  • Crafts
  • Glass Blower
  • Jewelry
  • Leathercraft
  • Paper Crafts
  • Pottery
  • Scrapbooking Products
  • Sculptors
  • Wood/Metal Crafters

Excluded operations

The excluded operations for the show policy are the following:

  • Any Activity Involving Live Animals
  • Any Activity Involving Motorized Equipment or Vehicles
  • Birthday Parties
  • Christmas Tree Lot
  • Concerts
  • Directing, Hosting, Organizing, planning, promoting, or sponsoring a fair, festival, show, or similar event
  • Disc Jockeys (DJs)
  • Martial Arts Events
  • Medical Professionals
  • Narcotic Related Events
  • Performing Artists/Musicians
  • Political Rallies, Demonstrations, or Events
  • Pumpkin Patches
  • Sales or Distribution of Narcotics
  • Sporting Events
  • Three-Dimensional Installation Artwork
  • Weapon, Knife and Ammunition Exposures

The excluded operations for the annual policy are the following:

  • All Ingestible Food or Drink Products
  • Any Product Requiring a Prescription
  • Architecture or Design Professionals
  • Art Galleries
  • Artisan Contractors
  • Beauty or Health Services that are provided by an insured for a fee
  • Candles Including Liquid Fuel Gel or Wax Melts
  • Children's Furniture
  • Children's Toys
  • Commercial Painters
  • Construction Operations
  • Directing, hosting, organizing, planning, promoting, or sponsoring of a fair, festival, show, or similar event
  • Disc Jockeys (DJs)
  • Drugs
  • E-Cigarettes and Smokeless Products
  • Medical Equipment/Devices
  • Medical Invasive Products Intended to Stay in the Body
  • Musicians
  • Nutraceuticals
  • Performing Artists
  • Pharmaceuticals
  • Portrait Photography
  • Products Designed for Infants, Toddlers, or Children
  • Retail Storefronts – Premises May Be Owned or Leased Mainly for Use for Working and Not for Retail Sales
  • Saddles, Harnesses, or Horse Furnishings
  • Salon or Spa Operations
  • Sporting Goods/Equipment
  • Tattoo Artists
  • Theater or performing arts shows
  • Three-Dimensional Installation Art
  • Tobacco Related Products
  • Topical Products such as Cosmetics, Lotions, or Soaps
  • Videographers
  • Vitamins, Supplements, or Suppositories
  • Weapons, Knives, or Ammunition

Coverage Details

Show Policy Limits

1-90 days of consecutive event coverage with general liability.

Limits of Liability

General Liability Aggregate Limit


General Liability Each Occurrence Limit


Damage to Premises Rented


Annual Policy Limits

Annual policy with general liability and optional professional liability.

Limits of Liability

General Liability Aggregate Limit


Products-Completed Operations Aggregate Limit


General Liability Each Occurrence Limit


Personal and Advertising Injury Limit


Damage to Premises Rented to You Limit


Business Personal Property Limit (Per Article)


Business Personal Property Aggregate Limit


Business Personal Property Deductible


Optional Professional Liability Per Occurrence Limit


Optional Professional Liability Aggregate Limit


Optional Professional Liability Deductible


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