Artists, Crafters, and Tradesmen Insurance

Insurance for artists, crafters, handmade jewelers, sculptors, clothing vendors, potters, art & craft show vendors, and more.

What does the policy include?

Show Policy

  • Damage to Premises
  • General Liability

Annual Policy

  • Personal and Advertising Injury
  • Business Personal Property
  • Damage to Premises
  • General Liability
  • Products-Completed Operations
  • Optional: Professional Liability

How much is the premium?

Show Policy

Pricing (for consecutive days)

1 - 3 Days

$59

4 Days

$71

5 Days

$83

6 Days

$95

7 Days

$107

Up to 90 Days

$118

Annual Policy

Pricing

$0 - $50,000 in Annual Sales

$315

$50,000 - $100,000 in Annual Sales

$445

Optional Professional Liability

$149

Raise BPP limits to $10,000/$50,000

$295

Is there a deductible?

There is no deductible for the show policy. The annual policy has a $250 business personal property deductible and a $1,000 professional liability deductible.

Eligible classes of business

The show policy targets insureds attending:

  • Art Festival
  • Craft Fairs
  • Farmers Markets
  • Seasonal Fairs/Shows
  • Trade Shows

The annual policy targets insureds with the following operations:

  • Apparel
  • Art Work
  • Artists/Painters (Not for Home & Commercial Painting Companies)
  • Crafts
  • Glass Blower
  • Jewelry
  • Leathercraft
  • Paper Crafts
  • Pottery
  • Scrapbooking Products
  • Sculptors
  • Wood/Metal Crafters

Excluded operations

The excluded operations for the show policy are the following:

  • Any Activity Involving Live Animals
  • Any Activity Involving Motorized Equipment or Vehicles
  • Birthday Parties
  • Christmas Tree Lot
  • Concerts
  • Directing, Hosting, Organizing, planning, promoting, or sponsoring a fair, festival, show, or similar event
  • Disc Jockeys (DJs)
  • Martial Arts Events
  • Medical Professionals
  • Narcotic Related Events
  • Performing Artists/Musicians
  • Political Rallies, Demonstrations, or Events
  • Pumpkin Patches
  • Sales or Distribution of Narcotics
  • Sporting Events
  • Three-Dimensional Installation Artwork
  • Weapon, Knife and Ammunition Exposures

The excluded operations for the annual policy are the following:

  • All Ingestible Food or Drink Products
  • Any Product Requiring a Prescription
  • Architecture or Design Professionals
  • Art Galleries
  • Artisan Contractors
  • Beauty or Health Services that are provided by an insured for a fee
  • Candles Including Liquid Fuel Gel or Wax Melts
  • Children's Furniture
  • Children's Toys
  • Commercial Painters
  • Construction Operations
  • Directing, hosting, organizing, planning, promoting, or sponsoring of a fair, festival, show, or similar event
  • Disc Jockeys (DJs)
  • Drugs
  • E-Cigarettes and Smokeless Products
  • Medical Equipment/Devices
  • Medical Invasive Products Intended to Stay in the Body
  • Musicians
  • Nutraceuticals
  • Performing Artists
  • Pharmaceuticals
  • Portrait Photography
  • Products Designed for Infants, Toddlers, or Children
  • Retail Storefronts – Premises May Be Owned or Leased Mainly for Use for Working and Not for Retail Sales
  • Saddles, Harnesses, or Horse Furnishings
  • Salon or Spa Operations
  • Sporting Goods/Equipment
  • Tattoo Artists
  • Theater or performing arts shows
  • Three-Dimensional Installation Art
  • Tobacco Related Products
  • Topical Products such as Cosmetics, Lotions, or Soaps
  • Videographers
  • Vitamins, Supplements, or Suppositories
  • Weapons, Knives, or Ammunition

Coverage Details

Show Policy Limits

1-90 days of consecutive event coverage with general liability.

Limits of Liability

General Liability Aggregate Limit

$2,000,000

General Liability Each Occurrence Limit

$1,000,000

Damage to Premises Rented

$300,000

Annual Policy Limits

Annual policy with general liability and optional professional liability.

Limits of Liability

General Liability Aggregate Limit

$2,000,000

Products-Completed Operations Aggregate Limit

$2,000,000

General Liability Each Occurrence Limit

$1,000,000

Personal and Advertising Injury Limit

$1,000,000

Damage to Premises Rented to You Limit

$300,000

Business Personal Property Limit (Per Article)

$5,000

Business Personal Property Aggregate Limit

$10,000

Business Personal Property Deductible

$250

Optional Professional Liability Per Occurrence Limit

$100,000

Optional Professional Liability Aggregate Limit

$200,000

Optional Professional Liability Deductible

$1,000

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