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PET CARE INSURANCE

General liability insurance designed for pet sitters, dog trainers, dog walkers, pet groomers, pet kennels, pet boarders, pooper scoopers, and cat sitters.

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WHAT DOES THE POLICY INCLUDE?

The policy includes general liability, products-completed operations, personal and advertising injury, damage to premises rented, medical expense, animal bailee – animals in your care, custody, or control, veterinarian expense reimbursement (regardless of fault), and lost key liability.

HOW MUCH IS THE PREMIUM?

  • Dog Sitters and Walkers starts at $159/year.
  • Groomers starts at $205/year
  • Pet Trainers starts at $276/year

IS THERE A DEDUCTIBLE?

There is no deductible for general liability claims. Veterinarian Expense Reimbursement claims have a $250 deductible.

ELIGIBLE CLASSES OF BUSINESS

The policy is designed for pet sitters, dog trainers, dog walkers, pet groomers, pet kennels, pet boarders, pooper scoopers, and cat sitters.

EXCLUDED OPERATIONS

This policy excludes the following:

  • Any bodily injury or property damage claims arising from kennel operations
  • Any bodily or property damage claims arising from pet and dog breeding operations
  • Landscaping

Dog Training Exclusions:

  • Attack Dogs
  • Fighting Dogs
  • Guard Dogs
  • Police Dogs
  • Protection Dogs
  • Service Dogs

COVERAGE DETAILS

This policy provides commercial general and product liability coverage for food vending businesses, and it includes inland marine coverage for business personal property.

GL Annual Insurance Policy Information

General Liability Coverage Each Occurrence

$1,000,000

General Liability Coverage Aggregate Limit

$2,000,000

Products-Completed Operations Aggregate Limit

$2,000,000

Personal and Advertising Injury Limit

$1,000,000

Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You Limit

$100,000

Medical Expense Limit

$5,000

Animal Bailee Each Occurrence – Animals in Your Care, Custody, or Control

$5,000

Animal Bailee Aggregate Limit – Animals in Your Care, Custody, or Control

$10,000

Veterinarian Expense Reimbursement (Regardless of Fault) Each Occurrence

$1,000

Veterinarian Expense Reimbursement (Regardless of Fault) Aggregate Limit

$5,000

Veterinarian Expense Reimbursement (Regardless of Fault) Deductible

$250

Lost Key Liability Coverage

$2,000